The best way to exchange Webmoney WMR to Webmoney WMZ. Webmoney: what is it and how to use it

This article will discuss how to make a profitable exchange WebMoney.


3. Here, as you can see, you can choose the direction of exchange. You can exchange WMZ to WMU, or WMZ to WMR, etc., under favorable conditions.

For example, I chose the exchange WMZ to WMU. As you can see from the screenshot, the highest rate is the most profitable and is 7.8789. Those. if I change $ 100, I will receive UAH 787.89 in my wallet.

In order to start the exchange, you need to click once with the left mouse button on the line of the exchange rate that suits you, and thereby you will be transferred to the authorization form on the site, and after authorization to the exchange form, it will look like this:


4. In this form, enter the amount you want to exchange, enter your wallet and email address, and click on the button - "Pay for the application."

Then a pop-up window will appear here:


5. Click "OK", and then confirm the payment.

After that, the exchanged funds will go to your wallet.

As you can see, there’s nothing complicated, and this process  in the future it will take you less than 1 minute of your time.

Please note that this is advantageous, and most importantly, that the exchange can be made in any currency at favorable rates.

I use Webmoney for many years and stuck to them with my soul. Long before trading, I often received money from freelance through them and was imbued with all respect to the system, where I am not afraid to store any amounts. In my opinion, WM is an excellent option for working with Forex and BO-brokers represented in the Russian Federation.

And so do many traders I know. This is due to some indisputable conveniences of this electronic system  payments in the context of Forex and binary options.

Why do I need Webmoney if I have Visa / Mastercard

For a number of obvious reasons. Beginners always replenish their account at Forex and BO offices with a regular card, since this is the only payment method that they know. But do they know that:

The vast majority of brokers can only display what was entered from it on the card.

This is the rule for almost all brokers in the world. You put $ 100 from a Visa card on a broker's deposit, you earned $ 300. On the card they will give you only ... $ 100 and not a cent more.

The rest is by other methods. And these methods are few: either transfer to a bank account, or to the wallets of electronic payment systems, that's all.

So why don't I get to a bank account?

Oh, because here the fun begins, from taxes to locks and explanations about the origin of your funds. The banking system is extremely conservative and very disapproving of this kind of income. Why?

Why should she take it loyally? Some Vasya Pupkin regularly receives $ 1,000 to his account from a legal entity, which is located in Cyprus or in an offshore zone such as Belize or BVI. Dear Pupkin, the bank will ask, and what kind of garbage is this? Why is this money from the tropics, and even from some offshore company? After all, you are ordinary Russian individual  and not even an entrepreneur. Maybe you are a terrorist at all, huh? Muddy cupcake, come here, dear.

Financial monitoring will also be very interested, and it monitors transactions from 600 thousand rubles. Suspicious guys are called to the bank for an interview, they are often denied service (Sberbank especially likes this). Financial monitoring can also transfer large transactions to the tax, for further study.

As a result, many banks refuse to have such a headache and do not accept forex and binary options income. Flatly. Say, in the Russian Federation, Sberbank is extremely disapproving of such transfers. The largest bank in Ukraine - Privatbank - generally constantly blocks any transfers from well-known forex offices by default.


In foreign banks, the same parsley. One friend who lives in the UAE could not withdraw $ 10,000 from a forex broker and suspected him of being unkind. Everything turned out to be much simpler - the bank rejected this transaction as suspicious. Selyavy.

Large Western brokers have no other way to withdraw than to a bank account, in general. Therefore, you need to discuss in advance with your bank whether they can accept such a transfer. But the offices that are focused on the Russian market have methods of replenishment with electronic money. And Webmoney is the most popular option.

Briefly about Webmoney

In fact, this is not entirely electronic money, but in fact it is precisely them. This is an old domestic system that began work in 1998. Legally, this is not money, but a transfer property rights, which are recorded in “title units”. This legal trick allowed WebMoney not to register as an electronic payment system  in the Russian Federation and not suffer from the restrictions imposed.

WM now has over 30 million accounts, and their wallets are used by more than 34.4% of Russian Internet users. So this is the most popular electronic settlement tool not only in the Russian Federation, but also in the CIS.

It’s easy to work with them. IN personal account  a wallet is created for one of the currencies, the three most popular ones are:

  • WMR (rubles);
  • WMZ (dollars);
  • WME (Euro).

Accordingly, WMR is replenished in rubles, WMZ - in dollars, etc. But the majority makes it easier: replenishes the WMR wallet with rubles and exchanges WMR for WMZ, after which it throws them to the broker in a dollar account.

Legally, the entire Webmoney system is built on the work of the so-called guarantors, which makes it resistant to any influence of the state.


As you can see, there is a separate legal entity behind each “currency” of a webmoney. When you open a WMZ dollar wallet, you work with a foreign jur. face and it is important. As you know, the Russian Federation and the CIS states suffer from the wonderful principle of the Soviet guard: to frighten, prohibit and not let go. That is why the Russian Federation criminalized bitcoins, which senility can hardly be called an adequate solution.

Webmoney also faced this (details on the wiki). In 2010, webmoney was banned in Uzbekistan, and their currency WMY was liquidated along with the guarantor. What did this lead to? You guessed it right - everyone quietly switched to dollar WMZ and continue to work with them.

Now ruble WMRs are also slowing down, which have problems due to the fact that the Central Bank of the Russian Federation carries out checks at the settlement bank that served WMR. In 2014, Ukrainian webmoney also had problems. However, now everything is behind the Ukrainian WMU (they got the NBU license), and another solution will also be found for WMR. The current situation does not interfere with working with them, there are simply nuances of input / output to bank cards.

And those who originally used WMZ and did not notice any changes. Legally, WMZ have no relation to the Russian Federation, so again, try to work with them right away.

Register Webmoney


You can use SMS transactions to access it, but most conveniently through E-NUM. This is such a program that is put on a smartphone. Through it, you will confirm transactions through your wallets. In general, there are several levels of protection in the bank.


The program will look like the screenshot above on a smartphone. It is not difficult to register and bind e-num to your webmoney, everything is described in the section “Registration in the E-num service”.

For beginners, everything seems complicated, but this is not a cashier’s card in the supermarket to shove in the neckline. However, it is worth spending a day, to understand this all and then everything will be very simple.

How to fund Webmoney wallet


Different methods may or may not be available (now, due to the WMR situation, some ruble ones are temporarily unavailable). But this does not matter much, because it is convenient to do both input and output of webmoney through exchangers, which we will talk about later.

How to withdraw Webmoney

At webmoney cards  there are limitations, so study them. As you can see, a personal certificate dramatically increases the maximum monthly and daily limit for replenishment of such cards - up to 12 thousand dollars a month, which most people have enough of. In this case, the option Epayservice for the link above the limits, by the way, many times more.


Link your card

Through the same service as described above, you can also attach your personal dollar or euro card to withdraw funds to it from WMZ / WME wallets.


However, this currency transfer will be from an offshore bank, so be careful. The method above is used, first of all, for transferring funds to cards of Western banks - which I myself sometimes do, as I also have cards of Polish and Czech banks (no, no, getting them is beyond the scope of this article).

Do not meddle in the lending business if you have absolutely no experience in this. It is not as simple as you think.

Naturally, you can replenish through webmoney mobile phones  and pay on a bunch of services, from Steam to utilities.


Exchange WebMoney RUB to WebMoney USD

Webmoney: how to profitably exchange WMR to WMZ?

Users of the Webmoney settlement system often need to exchange one type of title characters for another, for example, transfer WMR to WMZ. The very operation of exchanging WMR to WMZ is simple, and any user can easily handle it. The main difficulty is different: how to transfer WMR to WMZ without losing money? After all, the Webmoney system and each of the online exchangers charge their own commissions, the amount of which sometimes reaches 8-10% of the transfer. Therefore, today we will tell you step by step how to exchange WMR to WMZ profitably.

How to make a profitable exchange WMR to WMZ?

WMR is title marksequivalent to Russian rubles, WMZ - the equivalent of US dollars. In order to make an exchange of VMR to VMZ, you need to log in to the Webmoney system and select the wallet that you plan to replenish. There is a built-in automatic machine for exchanging funds in the Webmoney system, but a huge number of customers prefer to use the services of third-party resources. Why? The reason is simple: the machine exchanges WMR to WMZ exchanger with a large commission. Using the built-in exchanger is convenient, but disadvantageous. In addition, it may take some time to process the application for exchanging WMR WMZ.

Third-party resources also charge their own commission. Before you make a WMR WMZ exchange, you should monitor online exchangers and choose the best exchange rate. The commission for each resource is different. A profitable exchanger offering the best rate WMR WMZ should be checked for compliance with security rules. Choose online exchangers, the work of which is coordinated with the Webmoney system and verified by specialists and ordinary users. A safe and honest resource will have a high level of BL, which is determined by the Webmoney system. Before filling out the application, be sure to pay attention to whether the exchanger has a reserve of the necessary currency for you.

To exchange you need to follow several steps:

Fill in all the fields of the submitted form. Click the Continue button.
  Read the terms of the contract for the provision of exchange services, if you accept them, put a check in the appropriate field, click the "I Agree" button ("I Agree"). Check the application data again.
  3. Pay for the application. To do this, you need to transfer the necessary amount, following the instructions on our website.
  4. After performing these steps, the system will transfer you to the "Application Status" page, where the status of your transfer will be indicated.

Attention: To perform this operation, operator participation is required (see operator status).

Today I will tell you how to implement the most profitable exchange webmoney, buy or sell title marks at the best rate, without additional fees. All this will help us to do webmoney exchange - wm.exchanger.ru. I draw your attention to the fact that this is an official service created for the convenience of users and operating on the basis of the exchange

  : Participants can set courses on their own which they would like to exchange webmoney.

Compared to exchange offices and other services that set the exchange rate, often far from the market and / or charge exchange fees, the wm.exchanger.ru exchange can rightly be called a place where you can exchange webmoney at the most favorable rate. In today's publication, I will tell you how this exchange works and what needs to be done in order to make the most profitable webmoney exchange.

How does the exchange exchange webmoney Exchanger.ru work?

Exchanger WebMoney Exchange (official site wm.exchanger.ru) is a service where people meet who want to exchange wm of one type for wm of another type.

The service itself is a table from the list of applications sorted by rate: the most favorable rate for the buyer in the list of applications for sale is at the top of the table. For each application, both the direct and the return rates are calculated, and the deviation from the official rate, for which the Central Bank rate of the country in whose currency the exchange is taking, is taken as a reference in parentheses.

Anyone can make a webmoney exchange in two ways:

1. Choose and pay for any of the available applications for a return exchange.

2. Create your own application for exchanging WebMoney at the desired rate.

The first option is faster (instantly), and the second is more profitable.

Applications on the webmoney exchange wm.exchanger.ru can be executed partially, in any unlimited amount. For example, if you see that the sum of $ 100 is put up for sale at the best rate, but you only need 45 - you can buy only 45 from this application, then they will be sent to your wallet, and $ 55 will remain in the application. In the same way, your application may be satisfied in parts: you will receive the amounts that will be paid by customers until the entire amount put up for sale is sold.

The user who created the application can change its course as necessary. The application can remain in operation any time up to 180 days. This period is counted from the date of the last action with the application (for example, partial payment or course change). Also, the user can delete his application, if it has not yet been completed.

For the exchange of webmoney on the Exchanger exchange, no additional fees are charged! However, the standard commission of the WebMoney system is credited for crediting and sending funds in the amount of 0.8%, as with any other operations.

Exchange wm.exchanger.ru operates around the clock, seven days a week. The largest daily volume of transactions falls on the exchange of WMZ to WMR and WMR to WMZ. At the moment, the volume of transactions for this pair wm alone is 200 thousand - 1 million dollars per day in one direction. Daily statistics of operations is available in a special section of the site.

How to profitably exchange webmoney on Exchanger.ru exchange?

Now consider how to directly make a profitable exchange webmoney through the Exchanger exchange. First of all, this requires:

- be registered in webmoney system;

- have a certificate that allows you to perform operations in the amount that you want to exchange;

- have WebMoney wallets in the currencies in which the exchange will be carried out;

- have, directly, the amount needed for the exchange.

Now consider how to exchange webmoney in each of the two ways that I mentioned above.

1. A quick exchange of webmoney on the Exchanger.ru exchange.

First of all, run the WM Keeper program. Then we go to wm.exchanger.ru and select the direction of exchange opposite to what we need from the list above. Let's say you need to exchange WMZ to WMR: then we choose the exchange direction - buy WMR, sell WMZ to see a list of counter orders. You will see a table of this kind:

Let's say you want to exchange 100 WMZ to WMR quickly and at the best rate. In this example, you see that at the moment there are such offers:

1. 9.86 WMZ at the rate of 65.7910;

2. 20.05 WMZ at the rate of 65.7755;

3. 122.39 WMZ at the rate of 65.7025.

These applications were put forward by people who want to perform the opposite of yours: those who are ready to buy WMZ for WMR and offer such courses.

Thus, in order to exchange your 100 WMZ to WMR, you can pay the first two applications in full and the third in part. It so happens that to complete a webmoney exchange in the amount you need, there is enough work and with only one first application - this is how the situation is.

You can perform these operations one at a time, but it’s not very convenient, besides, while you are doing the first, the second can be done by someone else. Therefore, it is best to use the quick exchange function - auto-purchase of counter orders.

In order to pay for one application, you need to click on it, and for auto purchase, you need to click the “Quick exchange” button at the top right. And in fact, and in another case, access to the secure zone of the webmoney for making payments will open. Having passed all the necessary degrees of protection, make the payment in the amount you need (when working with a specific application, it will be generated automatically, and when purchasing automatically, enter the amount you need to exchange). After payment, the amount in dollars will be debited from your WMZ wallet, and the amount in rubles will immediately be transferred to the WMR wallet. At the same time, your paid applications will disappear from the offers of the exchange.

2. Profitable exchange of webmoney on the Exchanger.ru exchange.

Exchange wm.exchanger.ru allows you to exchange WebMoney at an even more favorable rate - the one that you set yourself, if there is anyone who wants to conduct a counter application at such a rate.

To do this, by going to the site, select the direct exchange direction. For example, for our example, select: buy WMZ, sell WMR. You will see a list of people who want to perform the same operation as you, and the courses at which they are ready to do this:


I made this screen simultaneously with the previous one. Here you can see that the lowest rate at which someone wants to sell WMZ for WMR is 66.0666, that is, 0.2756 points higher than the most profitable reverse order on the previous screen. Moreover, only 15 WMZ are put up for sale. The next application - at 25 WMZ - has been set at the rate already 66.1296, and the next - at 364.02 WMZ - already at the rate of 66.1304.

Here you need to create your own application for exchanging WebMoney, indicating the desired exchange rate. To do this, click on the “Create a new application” button at the top right and follow all instructions in the same way. After paying for the application, it will take its place in the exchange table wm.exchanger.ru.

There is one caveat: when creating an application for WM exchange, you will be asked to indicate not the rate, but the amount you want to receive. Therefore, calculate it based on the desired course and indicate. For example, you want to exchange 100 WMZ at the rate of 65.1500. Then, when creating an application, indicate: I want to exchange 100 WMZ, I want to receive 6515 WMR (100 * 65.1500). Then, using the “+” and “-” buttons, you can “adjust” the amount and rate to another desired value:


Now the main question: how to profitably exchange WebMoney, which course to set? Here you can consider several options.

1 option. Create a request for exchanging WebMoney at a rate slightly lower (for example, by only 0.0001 points) than the rate of your competitor's top bid in the table. That is, in our case - at 66.0665. In this case, your application will become the top in the list and, most likely, will be paid very quickly: the first one who wants to carry out a counter operation, if, of course, they do not have time to place applications at a lower rate. In popular exchange destinations, payment often occurs within one minute or several minutes.

Option 2 . Create an application for exchanging WebMoney at the rate of 0.0001 points lower than the topmost application with an amount exceeding yours. In our case, this is the third line: we create an application at the rate of 66.1303. Then your application will be the third from above, and will be paid by the first person who wants to purchase an amount larger than those that stand in front of you together. This can also happen quite quickly.

3 option. Create an application at the rate at which you want to exchange webmoney. So that your application appears somewhere in the middle of the table, and if the rate growth is predicted, then you can put an even higher rate in the future (the first 50 applications are displayed in the table, the rest are hidden). In this case, the counter customer will not appear immediately: maybe in a few hours, and maybe in a few days. And the application will be paid either if the WMZ rate grows, or if there is a person who wants to make a counter exchange in a very large amount and will buy up a large batch of applications. In this case, the most profitable webmoney exchange will occur.

As payment of higher applications, your application will rise higher in the table, and the chances of payment will increase. And as competitors create new applications, they will fall below, and the chances will fall.

Of course, if there is no exchange, you can always cancel the application (while losing the commission of the WebMoney system for sending and crediting funds 0.8%) or change the rate of the application. But it should be understood that in this case, the new rate may already be significantly lower than what was upper at the time of the initial formation of the application.

That is, on the wm.exchanger.ru exchange, the principle is the same as with any: the more you want to earn, the greater the risk.

Now you know how wm.exchanger.ru exchange works and how to use it to make the most profitable webmoney exchange.

The main advantage of wm.exchanger.ru is the absence of a commission for exchanging WebMoney and the ability to carry out transactions at the real market rate, and not underestimated, as the exchangers offer. Personally, I have been using this service for many years, and I have never had any complaints about its work.

By the way, wm.exchanger.ru is also convenient to use for making money on changing exchange rates - I will discuss this in more detail in one of the following publications.

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Extra-Change service was created to help people who actively use electronic money to buy goods, order services, pay and receive salaries, winnings, etc. and regularly exchange one currency for another. All that is required of you is to select in the table on the left the currency that you want to give and the currency you want to receive. After that, we will provide you with a list of exchangers that offer the best WebMoney exchange rates for the current period.
  Every day, we make adjustments to the WebMoney exchange rate, so when you enter a request, only the most relevant and advantageous offers are presented to you with information about the rating, the proposed exchange rate and the funds available in the reserve for a particular exchange office. Having chosen the exchanger offering the most favorable conditions, you simply go to the appropriate site, fill out the proposed fields, following the recommendations in detail, and soon the desired amount of the required currency will be transferred to your wallet.
  All operations are carried out automatically, very quickly, with minimal participation of a person who wants to exchange WebMoney, which makes the exchange procedure absolutely understandable and simple, eliminates the risk of any problems.
  Using our site, you can exchange wm of various currencies Webmoney: WMZ, WMR, WMU, WMB, WME, WMX, WMG.

Extra-Change service helps save your time, because:

  • with us you don’t need to independently search the network for resources that carry out Webmoney exchange at the best rate;
  • the execution of each action, command, operation takes only a few seconds, starting from the application and ending with the transfer of money to the user's wallet;
  • verification of all user input is carried out automatically during the filling process;
  • we systematically update information on resources that provide Webmoney exchanger services.
Providing the opportunity to conduct the most profitable operations "exchange Webmoney", we help save your money:
  • daily monitoring of currency quotes allows us to provide website visitors with information about exchangers offering the most favorable WebMoney exchange rates;
  • there are no hidden fees for our services on our site, we only provide you with all the important information today, you decide which of the WM exchange resources to give preference to;
  • a correctly selected exchanger saves up to 10% of money.
Only reliable exchangers are on our lists

All resources providing Webmoney exchange services are thoroughly tested before being included in our list. Therefore, you can be completely confident in the reliability of all exchangers that are represented in the monitoring of the Extra-Change service, and boldly exchange currencies with their help, without fear of being deceived by scammers.
  Each online exchanger that we offer you to use is official, it has been working in the field of currency exchange for more than a year, during its work it has managed to earn the trust of many users.
  If you want to conduct WM exchange operations with the greatest benefit for you, use the services of the Extra-Change service, we provide only reliable objective information, we act exclusively in the interests of our visitors.