Ebay is an international online auction that is very popular today. It is due to the fact that on this site you can buy goods that are much higher in our country. And since most items on Ebay are sold through an auction system, you can get the item you need even cheaper.
Registering on Ebay is very easy. If you haven't already, then be sure to read the article about it.
Methods of payment for purchases on Ebay
Online auction Ebay presents several ways to pay for goods. All of them are proven financial institutions with extensive experience in conducting financial transactions.
Ebay rules stipulate six allowed methods of payment for goods:
Also, buyers of goods on the Ebay online auction need to be aware of the prohibited methods of payment for goods. If the seller has approached you with an offer to pay for the goods using one of the methods listed below, then most likely he wants to deceive you. Therefore, save his message and let the Ebay administration know.
Prohibited methods of payment for goods on this site are:
If you are a user of WebMoney or Yandex.Money systems, you can create a card inside this system and pay for purchases on Ebay from it.
How to pay for an item on eBay with PayPal
The most popular way to pay for goods on Ebay is PayPal. This payment system in 2002 was acquired by this online auction. And with the development of popularity, Ebay has become one of the most popular in the world.
The main advantage of this payment system is the perfect protection of Ebay buyers. If on Aliexpress (the main competitor of Ebay among online shopaholics) the system conserves money until the moment when the buyer confirms the receipt of the goods and its quality, then on Ebay PayPal does this.
After the buyer confirms receipt of the goods, PayPal transfers funds to the seller's account. If the buyer opens a dispute and proves that he received a defective product or did not receive it at all, then PayPal will refund the money for the purchase.
Working with the PayPal system is based on linking your bank card to the system account. To do this, you need to register on the paypal.com website (the button in the upper right corner).
- Select account type: Personal account.
- Then fill in the field with the email address and come up with a password. Don't forget to enter your country of residence.
- On the next page, fill in all the required fields accurately and without errors. Here you need to fill in the data of the passport, residence permit and the second document.
- Then you need to confirm your email address and log into your account. There, find the "Add a card" button and fill in the fields with its data.
Now, when making purchases on Ebay, you can choose in the payment methods PayPal and when you click on the button "Continue" the system will transfer you to your payment system account. Where and you can complete the checkout process.
An example of buying on Ebay can be seen in this video
Paying for an order on Ebay with a Visa, MasterCard bank card: instructions
Today it is impossible to directly pay for goods on Ebay using a bank card. To do this, you need to link it to PayPal. How to do this was described above. PayPal can be linked to Visa, Mastercard and other cards that can be used to pay online.
Is it safe to pay by card on ebay?
Thanks to the PayPal payment system, you can not be afraid to pay for goods on Ebay. Linked cards, as well as any transactions through this payment system, are protected.
Of course, today no monetary system can protect financial transactions by 100%. But, even if skilled hackers steal money using holes in this payment system in order not to sacrifice their image, PayPal will return customers' money without noise and hassle.
Paying for an order on Ebay with a Sberbank card
In our country, the most popular financial and credit institution is Sberbank. With bank cards of this bank you can pay on Ebay. But, only if you link the card to the PayPal payment service.
How to do this is described above. But, in order to make it profitable to use this online auction for the owner of ruble cards, you need to know one nuance. The fact is that we pay in rubles, and the system itself converts our funds into the main currencies of this site - dollars, euros and pounds sterling. And such a conversion is not always in favor of the buyer.
But, it can be fixed. The fact is that the user of the PayPal system can choose who will convert your funds into the currency of the goods: the system itself or the bank that issued your card. Choose a bank. Your financial institution will exchange rubles for euros or dollars with a 5%-7% benefit for you, relative to the PayPal system.
Choosing who will automatically convert to PayPal is easy. We go to our profile of this payment system. And in the upper right corner, select the "Gear" icon.
- Scroll down the loaded page and find the section "Payment settings"
- Click on it and find the link "My pre-approved payments"
- We go down again and find "Specify Available Funding Sources"
- You will see a list of your cards linked to your PayPal account. Select the main card and click "Conversion Options"
- Choose the second option
Now you can pay on Ebay with a Sberbank card or any other card with more benefits for yourself.
IMPORTANT: According to the legislation of the Russian Federation, citizens of our country cannot pay for goods over 1000 rubles without passing the verification system. That is, you cannot pay directly with a bank card for goods on Ebay. Therefore, buyers from the Russian Federation must use PayPal or other payment systems to pay with their bank card.
How to pay on Ebay via Qiwi: instructions
Qiwi payment service is very popular in our country. You can also use it to make purchases on the Ebay online auction.
- To do this, select Qiwi as the payment method for Ebay.
- After clicking on the "Payment for goods" button, you will be transferred to PayPal
- Then a window for entering Qiwi will open.
- In order to pay through this service, you need to verify your profile in advance. That is, indicate the full name, date of birth, series and passport number, TIN, SNILS or medical policy number.
- Payment is confirmed via Qiwi using a one-time password to the wallet number.
What is the best way to pay on ebay?
For a resident of our country is Qiwi and PayPal. You can also pay for goods with such a payment system as Moneybookers. But, registration in it is fraught with some difficulties.
Qiwi has a friendlier interface, but PayPal is considered a more secure payment system. Choose what you like best and shop on Ebay with comfort.
More recently, the Internet auction was perceived as another scheme of deception in the virtual space. However, despite such business skepticism, programmer Pierre Omidyar managed not only to create, but also to achieve success in promoting an online auction. His Auction Web company has become one of the leading electronic auction sites for a variety of goods at the beginning of the 21st century.
Despite intense competition, eBay has been able to maintain momentum, and its casual buyers have already established close ties with sellers and are active in the buying and selling business. In this material, we will try to answer the question that interests most users who are just starting to cooperate with the company - how to pay for goods on eBay?
Available payment methods
According to the company's rules, users have access to the following payment methods for goods:
- PayPal international e-commerce system.
- Payment with a bank card. Mostly accepted "plastic" with the payment system Visa and Mastercard.
- personal check. The system is only available to US citizens.
- Payment can be made after delivery. This is possible if both parties (seller and buyer) are in the same city.
- With the help of the Moneybookers system.
Note! There are payment methods on the auction that are prohibited for all eBay users. If, when paying for the goods, the seller insists you to make payments through a prohibited system, then your relationship will most likely end after one payment: the lot will be withdrawn from sale, and the seller’s account will be blocked.
Prohibited payment methods on eBay:
- use of money transfer systems Western Union and Money Gram;
- settlements through payment systems WebMoney and Yandex.Money;
- use of cards with a limit of funds (prepaid cards).
Pay with PayPal
PayPal is considered the most trusted eBay payment method. In 2002, the deal to buy the payment system cost the company over $1.5 million. Since then, PayPal has become the main way to pay for goods through an online auction.
The main advantage of the payment system is a high level of payment security. It is for this reason that users pay for their goods through PayPal. Constant software monitoring enables specialists to obtain data on the slightest attempts by hackers or other fraudsters to influence the mechanism of payment for goods.
In addition, if disputes arise between countries over payment for goods, the payment system assists in resolving disagreements. In order to compensate for the damage, the injured party “opens a dispute”. Based on the results of the dispute, the buyer, if he really paid for the order through PayPal, will be able to fully receive the funds spent.
Note! When ordering items from the real estate and automotive products section, payment via PayPal may not be available.
Detailed payment instruction:
Note! Before paying for purchases on eBay, it is recommended to run an antivirus on your computer. Despite comprehensive protection, the eBay system is sometimes subjected to virus attacks.
Using payment cards as a payment tool
So, eBay's main payment partner is PayPal. But at the auction there are many users who do not have registration in this settlement system. Consider how to pay on eBay without PayPal.
A payment card is considered a less popular, but still relevant way of making payment transactions. On eBay, you can pay for goods with a Visa or Mastercard. The procedure for paying with "plastic" is no different from the usual actions in an online store. That is, the cardholder, when paying for the order, must indicate the details of the "plastic" and continue the process.
Among the main advantages of payment cards are:
- The ability to easily track your payment history.
- Understandable procedure. The cardholder does not need to register on third-party sites. All you have to do is enter your card details and make the payment. For example, in the procedure for creating a PayPal account, there are many incomprehensible points that can confuse the user.
- Additional security of the ongoing payment. In case of a dubious transaction or connection with fraudsters, the owner of a bank card linked to the Visa and Mastercard systems will be able to count on compensation. Of course, there is no 100% return guarantee, but if the bank that serves the client confirms the return of the amount, then you can count on additional protection.
Russian users most often buy goods on eBay using a debit card from Sberbank. Due to numerous bans on domestic payment instruments, Sberbank customers have recently been increasingly interested in how to pay for a purchase on Ebay through a Sberbank card. Representatives of the online auction have not yet established any restrictions on the owners of the product from Sberbank. Therefore, if your "plastic" is serviced in the Visa or Mastercard system, you can actively pay for goods and services.
Conclusion
By purchasing goods at vertical auctions, the buyer has a chance to win a valuable lot at a low price. Along with this, it is necessary to be vigilant when making transactions, since ignorance of the regulations, as you know, does not exempt from liability. Of course, you won’t go to jail for violating the rules of payment or buying goods, but it’s quite possible to lose money.
Given all the positive and negative points, each user (especially a beginner), before paying for an item on eBay, choosing an auction method of buying, should learn more about that process. In general, the first step is always fraught with many nuances, and so that buying on eBay does not become a cause for disappointment, you must first understand the payment mechanism and only after that proceed with placing an order.
A few simple ways to pay for goods on Ebay without PayPal should be known to all participants in a well-known online auction. Since these two companies used to be part of the same Ebay Inc group, some buyers believe that money transfers can only be made through the PayPal system. At the same time, they do not use other convenient methods by which purchases can be paid. Although you can become a buyer of goods on Ebay without registering with PayPal.
Features of the PayPal system
- In the fields provided, fill in the card number, expiration date and security code. But on some cards, such as Maestro of Sberbank, this code may not be. In this case, the field can be left blank.
- If you wish to save your card details, check the "Save information in PayPal" checkbox. If you buy a product next time, you do not need to additionally enter information about the card.
- Click the "View and Continue" button.
- In the window that opens, you must carefully check the purchase parameters and click the "Confirm order" button.
- Click the "Confirm and pay" button.
Important! When paying for goods with a card, you should choose the right person who will convert rubles into the currency of the goods. This can be done by a bank or PayPal payment system. The interest for exchanging money in each case may be different, and in a bank it is usually lower.
Through QIWI, WebMoney, Yandex.Money wallets
In these payment systems, the purchase of goods on Ebay can be paid from a virtual card or wallet. The process of paying with a virtual card will be similar to transferring money from a regular bank card linked to PayPal. When transferring money from a QIWI wallet, you can make transactions without using a credit card. To transfer money to Ebay, you should:
- After selecting the product and checking its characteristics, click the "Buy" button.
- Specify the QIWI payment system as a payment method.
- Specify the phone number to which the QIWI wallet is linked.
- When asked by the Ebay system to access the wallet, confirm your consent. To do this, click on the “Allow” button.
- Enter the code from the SMS message in the field provided for this.
You can also pay for purchases using WebMoney, Yandex.Money. But it must be borne in mind that when paying for purchases in foreign currency from ruble wallets, the buyer bears the costs of conversion. With a small cost for these purposes, the QIWI wallet, WebMoney, Yandex.Money are quite suitable for these purposes. If the currency exchange costs are too high, other methods should be considered.
In cash
Often on Ebay they agree to sell the goods when payment is made in cash. This method is used for self-delivery or delivery of goods by cash on delivery. If you make a purchase in this way, you should take into account the cost of delivery. At large distances, it can reach a significant amount. To make a cash payment, an offer to do so must be sent to the seller in the field reserved for messages .
Ebay is an online auction that is known all over the world today. On this service you can buy both new and rare, used goods. Each of us can buy the right thing on Ebay today. For Russian-speaking users of this service, there is a version of the site adapted to our language. In this article, we'll show you how to work with it.
If you are already, then it's time to move on to shopping for goods. The management of this site offers its customers several types of payment for goods purchased through their service. The most common in our country are Qiwi Wallet And PayPal.
Also, buyers of this service can use the payment service to use their purchasing needs. moneybookers, personal checks (for US residents), cash at a meeting and plastic cards master card or Vis a.
According to Russian law, it is impossible to pay for goods on this site directly from cards. But, if they are tied to the service PayPal, then this opportunity will open up. At the same time, users have a lot of opportunities (read about them below).
All other payment methods are prohibited. This means that you cannot use them even if the seller asks for it. Moreover, if the seller asks you for an alternative method of payment for the goods, then this may mean that they want to deceive you. In this case, you need to write to the administration of the auction about it.
How to pay for purchases on eBay with Visa and MasterCard: step by step instructions
In this online auction, the most basic payment method for purchases is PayPal. Since Russian buyers cannot pay directly with their cards, we have to use them as an intermediary.
But, you shouldn't worry about it. First, there is a small fee for using it. And, secondly, reliable protection of the buyer is provided. After all, if you do not like the quality of the goods or it will not be delivered at all, then you can complain to this service and your money will be returned.
Advantages PayPal:
- High level of online payment security
- Widespread throughout the world
- Ease of use
- Quick deals
- Minimum Commission
To pay with your card ebay must be linked to the service. PayPal. To do this, you need to go to the website www.paypal.ru and open an account. This is done very simply. You only need to choose "Personal account" and enter your details.
To link your card to the service PayPal you need to go to "My account" and go to section "Profile". In it we press the button "Add/change bank card".
On the loaded page, enter the card details:
- Card type
- Owner's name
- Card number
- Its validity period
- Security code (CVV or CSC)
As you can see, there is nothing complicated about this. And if you have already purchased goods on the Internet, then you have repeatedly filled out this data.
You also need to fill in the address and come up with a password.
You can link not only real bank cards to this service, but also virtual ones. For example, a map Qiwi or WebMoney. If you are afraid that your main card details will appear with third parties, you can use virtual cards for online purchases, the balance of which can be quickly topped up and transferred from them to main cards.
IMPORTANT: Snap to PayPal only cards with the minimum amount of funds are allowed. The fact is that during the linking of the card, the service must withdraw funds as confirmation. Then they will be returned to your account.
Everything, the card is tied, now you can pay for it on Ebay. How to do this, let's look at the example of a Sberbank card.
Paying for an order on eBay with a Sberbank card
Sometimes you can find such a delusion on various forums that you can pay for goods on ebay, ruble card is not allowed. On the one hand, the legislation of the Russian Federation does not allow this, and on the other hand, the price of this product, although indicated in rubles, has a different equivalent: euro, dollar or pound sterling.
These myths need to be debunked immediately. You can pay for goods with a ruble card. But, only if it is tied to PayPal. And in order not to overpay for the conversion of rubles into foreign currency, you need to specify in the Personal Account of this payment system that your bank does this, and not this payment system.
Screenshot "Conversion options" Because ebay this is basically an auction, you must first offer the seller the best price for the item before paying for the item. After you win the auction, you will see your item in the section "Purchase Histoty". In the card of the won lot you will see a button Pay Now(Pay now).
If you are buying a product without an auction, then you need to click on the button "Buy it Now".
After you click on this button, you will be taken to the checkout page. As you can see, only two types of payment are available for Russian buyers. If you would like to pay by card, please select PayPal and click continue. You will be automatically transferred to the site of this system, where you need to pay using the linked card.
IMPORTANT: If you have not yet linked the card to this electronic payment system, you can still pay for your purchase using it. But, at the same time, lose some useful features of this service.
In system PayPal review all the data and if they are correct, click "Confirm and pay". You should get this message:
Screenshot "Purchasing a product" How to pay for goods on eBay via Qiwi: step by step instructions
In order to pay for the purchase of goods on eBay by using Qiwi must be selected when making payment. Qiwi Wallet:
Screenshot of "Selecting Qiwi Wallet" on eBay As you can see in this screenshot, the payment method we need is located under the main method PayPal. But even if you chose Qiwi Wallet, then still avoid PayPal you won't succeed. What is the inscription under the icon Qiwi.
After choosing the payment method we need, press the button "Continue". And the system will take us to the page PayPal on which the block will appear "Payment with Qiwi". In which you need to enter a phone number and press the button "Continue".
Screenshot "Qiwi payment" #1 Now you need to enter the password from your wallet and the standard interface will load in front of you Qiwi.
Screenshot "Qiwi payment" #2 The app will ask permission for the service eBay use your data. Click "Allow".
Screenshot "Qiwi payment" #3 If you have already used Qiwi, then further actions will be familiar to you. You confirm the transaction using the code that will be sent to SMS to the phone number linked to the wallet.
Screenshot "Qiwi payment" #4 What is the best way to pay for goods in the eBay online store?
For Russians, there are only two ways to pay for goods on ebay and both are quite convenient and simple. The best of them is PayPal. Since it guarantees the protection of the buyer and in case of any problems will return the money spent.
The main advantage of this service is the security of purchases. After all, when paying for a lot won or a product purchased directly, you only need to enter account information PayPal. You do not need to enter any card details. Due to this advantage, PayPal more and more Russian-speaking buyers choose ebay. And the integration of the service into online stores registered in our country is happening at an accelerated pace.
By using Qiwi You can also very easily and simply pay for purchases on this online auction. This method is especially successful if you often use Qiwi wallet.
If you use a payment system webmoney, then to pay for purchases on eBay, you can use a virtual card linked to PayPal.
Many people know about such an online auction as E-BAY. It was created for the purchase of any goods, both in new condition and used. Every Russian can use the service to purchase the things he needs. Therefore, it is worth considering the nuances of work and the question of how to pay for purchased goods on E-bay.
How can I pay for the goods
You can proceed to purchase items immediately after completing the registration process. The site itself has an official guide that will tell visitors how to proceed. For our country, two methods can be considered the most common:
- qiwi wallet.
- paypal.
But there are other schemes available:
- moneybookers.
- Cash upon meeting.
- Plastic cards Visa, MasterCard.
Ebay is a popular online auction
Russian legislation says that it is impossible to use cards issued in the Russian Federation for direct payment. But such an opportunity will open up if you link payment instruments with the PayPal system. After that, buyers will be able to perform a large number of actions.
But other payment options are not prohibited. The main thing is to refuse to work with sellers who require you to choose any one method. Or they talk about choosing an alternative, the description of which is not available on the site itself. It is recommended to warn the administration of the auction about the dishonest conduct of business.
The main payment method is PayPal. Representatives of this system are ready to talk about how to pay for purchases on E Bay.
Detailed description of the PayPal system
The payment system can act as an intermediary between customers and merchants. But don't worry about service. Commission for transactions is charged, but its size remains small. Protection for the buyer when using this system is guaranteed. The money will be returned if you do not like the quality of the goods or if it is not delivered at all.
The system has other advantages available to customers:
- Fast transactions.
- Easy use.
- Widespread throughout the world.
- High security of online payments.
The card must be linked to PayPal in order to be used on the auction site. It is enough to go to the official website of the system, and choose the option to open an account. Select the "Personal account" section, enter the necessary data needed to pay on E-Bay.
To link cards, go to the menu with your accounts. Let's move on to the profile section. In it, you need to click a button offering to Add or change bank cards.
A page will load where the following information will be required:
- Security code.
- Validity.
- Multiple digit designation.
- Owner's name.
- The type of plastic used.
This data has probably already been used by those who have made online purchases before.
It is obligatory to fill in the field with the address, invented by the password.
The service allows linking both real and virtual cards. This applies to tools from WebMoney or Qiwi systems. This is a great option for those who are worried about the security of their transactions. Virtual cards replenish quickly, and withdrawals should not be a problem either. It is also easy to work with the Visa card.
Binding is allowed only for those cards that currently have at least a minimum amount on their balance. Indeed, as a confirmation, the service charges a certain minimum fee. Then the money is returned to the account.
We use a Sberbank card
Before paying for the goods, you will need to offer the seller a certain price. If he finds it profitable, he will respond to the offer. Purchase History - this is the section in which, after performing such actions, you can see your product. Pay Now is a function available from the product card. You can click the Buy It Now button when an item is purchased without an auction.
After that, the visitor goes to the checkout page. Then the PayPal page will appear. If all the data is correct, it remains only to confirm the operation. This is how different types of payment methods are implemented.
Payment with Qiwi
Here the steps are not more difficult:
- When making a payment for the goods, select the option with Qiwi Wallet.
- It is necessary to click the Continue button, after which it transfers to the PayPal system page.
- Enter the phone number, click "Continue" again.
- A standard password is required. The interface will look standard for those who use Qiwi.
- The application sends a request for the use of data to work with the E-BAY website. These actions must be confirmed.
- The operation is confirmed using a code that comes via SMS.
Using the MoneyBooker system
This is the same PayPal system, only developed by British specialists. A great option for auction users from Europe, with attractive rates. Users can not only send funds, but also receive them. But you should be prepared for the fact that each operation is scrupulously checked. This is important for anyone who is wondering how to pay for goods on Ebay.
Users from the Russian Federation replenish their accounts with the participation of various commercial banks. If you believe the reviews, then there are no serious problems. For replenishment, ordinary bank cards or money transfer operations are used. System tariffs are subject to dynamic changes.
You can pay for your purchase in a variety of ways.
Warranty mediation is carried out by the Escrow service. Therefore, when working with the auction, there are no problems. The same goes for the scheme via PayPal.
It is recommended to confirm your account in the system immediately after the registration is completed. This will help avoid problems. The transaction uses email. Copies of the passport and other documents are sent to it, requests for which are sent by the administration.
About international bank transfers
The main advantage in this case is the ability to carry out the operation regardless of location, other restrictions. Bank transfers are relevant if the services of intermediary companies are used. Then you can also pay for the order.
Money Order Scheme
It is supposed to make postal money transfers. In America, this method is considered one of the simplest and most affordable. A paper indicating the payment, its detailed details, is sent to the buyer by mail. Payment for goods requires the participation of intermediary companies.
Of the main advantages when acting through the card, the following are noted:
- The ability to stop the payment until the funds have been cashed out.
- Minimum commissions when making a payment.
- Easy tracking of payments.
- Irresistible proof of payment.
The above methods are the main tool when working on the E-bay site. If the seller offers other options - with a high probability, he is a scammer. You should not agree with such proposals, even if it seems that they have many advantages.
Conclusion
These options only apply to payments that are direct. Intermediary companies suggest that customers have a wider choice. But you should also be careful with them, scrupulously approaching the choice. The main thing is to contact trusted companies with a serious rating. Payment and delivery of goods with E-Bay can be very profitable if you choose the right conditions at the lowest cost. It remains only to wait for the moment when the parcel is at the door. If everything went as it should, then no questions should arise, as well as negative consequences.
