The date of the official launch in Russia of the payment service from Google - Android Pay happened on May 23, 2017! Owners of smartphones running the operating system of the same name are happy and, of course, wondering what devices this service works on.
The list of devices that support Android Pay is quite extensive, and this is its advantage over analogues that focus only on one brand.
Android Pay compatibility with your gadget
Your gadget will be fully compatible with only two components. This:
- Operating system Android version KitKat4 and higher. This version works successfully on models of almost any brand released after 2013. You can view the version of your operating system in “Settings” by selecting the “Device Information” sub-item. Read more about this here.
- The developer version of Android won't work either.
- The next point will be the presence on your or another Android gadget of a module that is responsible for contactless data transfer (NFC module). If you don’t know for sure whether such a function exists on, say, a phone, you can find out more information in its technical specifications. In addition, on some smartphones and tablets, the contactless data transfer function must be enabled additionally in the settings. Read about that in our article.
- You don't have to have a rooted smartphone. Also, Android Pay cannot be installed on a smartphone with an unlocked bootloader. In this way, Google strives to protect customers from scammers: devices with an unlocked bootloader are less secure. For more information, see our information. Anything is possible 😉
- The Samsung MyKnox app must not be installed on your phone.
- The device must be certified by Google.
And there are also some phones that seem to be suitable, but nevertheless you will not be able to use the payment service on them:
- Samsung Galaxy: Note III, Light, S3
- Elephone P9000
- Evo 4G LTE
- Nexus 7 (2012)
Well, that’s all, you’ll agree – a little. Today, there are about 40% of Android gadgets with the appropriate characteristics. That is, in addition to almost any smartphone or tablet of the latest generation, the service can be downloaded, for example, to a phone released in 2014. And they can do so at any retail outlet where contactless payments are accepted, and there are a great many of them today. If you want to know, go to the corresponding article.
January 2019
The use of payment systems is a function that almost all phone manufacturers are trying to launch in their product line. And the Korean company Samsung is no exception. Its program is maximally adapted to the Russian user and is gaining popularity very quickly. How to use Samsung Pay, what are the capabilities of the application, what gadgets and cards support it?
What is Samsung Pay?
Quite recently, a modern specialized payment system was introduced on the territory of the Russian Federation, the main functional purpose of which is contactless payment from Samsung. In less than a year, the number of users was more than 1 million people. The specificity of the program is that you no longer need to carry plastic cards from banks that support Pay. Simply bring your mobile phone close to the terminal or other payment device, and the transaction will be completed. In fact, the device is now a reliable financial assistant and custodian of its owner’s funds. Let's figure out how to use the system and what devices this program is supported on.
How does Samsung Pay work?
The application accepted by the mobile payment service falls into the category of contactless banking transactions. Most users are wondering: do you need the Internet to make such transactions? The program works according to the following principle. First, a person makes a copy of his personal bank card in the application of his device and saves it in his gadget. The service offers its users several options for confirming the completion of banking transactions to move funds from the buyer’s card.
When you need to pay for any product or pay for a service, you just need to ensure contact between the phone and the device that reads the information from it. Samsung initially contains a magnetic wave emitter that transmits these flows at a distance. The terminal and payment card are adapted to operate on the same frequency, which is why the device sees information and reads it seamlessly at a contactless level. The transaction will take place according to the same algorithm as if the user’s plastic card was inserted into the terminal.
The main problem limiting the operation of the application is the lack of magnetic cards in some phone models - the system only supports smartphones of this configuration.
The advantage of Samsung Pay is the versatility of the service - it is supported by absolutely all terminals whose operation is regulated in the Russian Federation. Even if we are talking about an outdated version of the device, the unique experience of Korean specialists is used - it will ensure uninterrupted magnetic transmission of information. Devices compatible with the service form an artificial imitation of magnetic wave oscillations and create a field completely identical to the signal supplied by the magnetic strip present on a plastic card.
But really, where the program is powerless is ATMs. They involve internal immersion of the card, and it is impossible to pay using the method discussed in the article.
What cards does Samsung Pay support?
In addition to the phones themselves, Russian banking organizations may also be a limitation to the operation of the system. Unfortunately, at the current time there are only a few participants in the program - mostly large companies with large authorized capital. Initially, the system read only MasterCard payment cards, but later support for Visa and MIR cards was added (support for MIR system cards for Samsung Pay is currently provided by Rosselkhozbank, Otkritie Bank, PJSC CB Center-Invest and Chelindbank).
Representatives of the Samsung company recommend that Russian users of smartphones with this platform check information about the list of cards on the manufacturer’s official website. There are often cases when a person already has such a card, but he does not know about its capabilities.
How to add a card to Samsung Pay?
To register a card in Samsung Pay, you will need to follow these steps sequentially, after first accessing the standard settings of the device:
- Make sure your phone has protection or install it. A scanner-check or a password, which will be a code, will do. You need to remember it, since you will have to use the digital combination after each operation.
- Download this application.
- Confirm the “attach card” option, then scan it with your phone camera. Enter the rest of the information manually.
- Pass the banking test via SMS message with a code attached.
- The card has been added, it is now possible to pay Samsung Pay through any payment terminal.
Which banks work with Samsung Pay?
In 2018, the official list of Samsung Pay banks actively cooperating with the application included 49 organizations. Not all of them are purely banking structures - this list includes, for example, Yandex Money, Megafon, and the Euroset Kukuruza card.
The most popular banks in the Russian Federation that support Samsung Pay (both Visa and MasterCard are supported):
- Sberbank
- Rosselkhozbank
- Tinkoff Bank
- Gazprombank
- Binbank
- Home Credit Bank
- RaiffeisenBank
- Promsvyazbank
- Bank opening
The above is an incomplete list - you can find all organizations supporting this payment service on the official Samsung website on the corresponding page.
Which phones support Samsung Pay?
What devices does Samsung Pay work on? Unfortunately, today not all owners of Samsung phones can download the program and make payments using this method. The option is available and works on the following Samsung devices:
- Samsung Galaxy S9
- Samsung Galaxy S9+
- Samsung Galaxy S8
- Samsung Galaxy S8+
- Samsung Galaxy S7 Edge
- Samsung Galaxy S7
- Samsung Galaxy S6 Edge+
- Samsung Galaxy S6
- Samsung Galaxy S6 Edge
- Samsung Galaxy Note 8
- Samsung Galaxy Note 5
- Samsung Galaxy A8
- Samsung Galaxy A8+
- Samsung Galaxy A7 2017
- Samsung Galaxy A5 2017
- Samsung Galaxy A3 2017
- Samsung Galaxy A7 2016
- Samsung Galaxy A5 2016
- Samsung Galaxy J7 2017
- Samsung Galaxy J5 2017
- Samsung Gear S3 Classic
- Samsung Gear Sport
Note! Before you try to connect Samsung Pay, check the specific version of the listed models - there may be devices among them that are not adapted for this application. The manufacturer, in turn, promises that in the very near future this list will expand and be replenished with new models.
The service developers warn that the platform is only compatible with the original factory firmware. All phones classified as “gray” in Russia, even if their model is included in the list of compatible versions, most likely will not be able to work correctly with Samsung Pay. The program is successfully downloaded to the device, but any attempt to complete a transaction will display a “connection error” message on the screen.
Payment security
Korean manufacturers, of course, took the reliability factor into account, protecting their users in several areas at once:
- During the transaction, all personal information about the client is stored in the device - the Samsung Pay payment system does not transfer it to the terminal. He only sees numbers. Tokenization is one of the most reliable security mechanisms.
- Any purchase made will be supported by a fingerprint or a special code. The first option completely eliminates the possibility of counterfeiting, so it is more preferable.
- The program works on phones that initially have a high-quality antivirus program installed that blocks all illegal operations. If an attempt is made to hack the system, all personal data and bank card numbers will be deleted automatically.
Video on the topic
The technical process does not stand still. Everything is developing, including the banking sector and payment systems.
This material will discuss how to install Samsung Pay, connect a card, and pay for goods and services. Documentation for use, supported phone models.
What is Samsung Pay?
First of all, it is a safe and convenient way to pay for purchases using your Samsung smartphone. You can pay for purchases in stores that have the ability to accept payments using contactless technology (NFC), a bank card, and also using a magnetic stripe.
Download the application
You can download Samsung Pay from the official Play Store app store using this link.
What phone models does Samsung Pay support?
Before downloading this application to your device, please note that it will work with the following models:
- Galaxy A5 (2016);
- Galaxy A7 (2016);
- Galaxy S 7 edge;
- Galaxy S 6 edge+;
- Galaxy S6 Edge (NFC contactless payment available since November 2016);
- Galaxy S7;
- Galaxy S6 (NFC only since November 2016);
- Galaxy Note 5.
What to do if your phone is not supported?
If for some reason your Samsung smartphone does not support this payment service, you can proceed as follows:After some time, you will receive a notification when exactly the service will be available on your device.
How it works? Details
At the first stage, for the payment system to work correctly, you will need to register and create a Samsung account. Then you need to create and verify your fingerprint. Next, you need to create a PIN for Samsung Pay.
Then you need to add your bank card. This can be done by scanning with a camera or entering the data yourself. The bank must send confirmation in the form of an SMS message with a one-time password. In the window that appears, you need to put your signature.
The card will be fully registered in 10 minutes.
The last 4 digits should appear in the card information, as well as the 4-digit token number. That’s it, now, using a mobile device, you can pay for purchases in stores.
Having selected a card that has money on it, for the transaction to be successful, you need to place your finger on the “fingerprint” icon or enter the PIN code for the Samsung Pay service. Next, bring your smartphone to the terminal to pay. If the purchase amount exceeds one thousand rubles, you will need to enter the PIN code of your bank card.
Which banks work with Samsung Pay?
This service works with Mastercard cards from the following banks:
- "VTB 24";
- "ALFA BANK";
- Raiffeisenbank;
- "MTS-Bank";
- "Russian Standard Bank";
- Payment system "Yandex".
Later the service will be available in other banks. We would like to remind you that Sberbank of Russia previously plans to connect the Samsung Pay service soon.
Samsung Pay Visa/Mastercard. What payment systems does it work with?
For now, the application works with Mastercard cards. Visa cards will be supported at a later date. The payment service supports working with no more than 10 cards.
Before adding a card to the Samsung Pay payment service, it is important to make sure that this system is supported by the bank and the card.
- Go to the application on your device and click “Launch”.
- Next you need to set a pin code or fingerprint. In the future, they will be used to confirm all purchases.
- When a card is added for the first time, you need to click on its symbol. If this is not the first card added, then click “Add”.
- You can take a photo of the card data or enter it yourself. Then click “Next”.
- Next, you need to accept the agreements of the bank and the payment service.
- After the agreement, an SMS message with a disposable number will be sent to your smartphone to confirm registration.
- The resulting combination of numbers from the SMS message must be entered into a special field, and then click “Send”.
- Using a stylus or finger, you need to sign an electronic signature, then click “Done.” An electronic signature may be required if the cashier wants to compare it on the receipt and the card.
- After this, the card will be added to the Samsung payment service. By the way, you can add only 10 bank cards to one mobile device.
Samsung Pay security and privacy
If you still think that using the payment service is not safe and that scammers can somehow take advantage of it to withdraw funds, we will hasten to reassure you of this.
The fact is that there are three systems at once to protect personal information: tokenization, fingerprint confirmation and Samsung KNOX.
Tokenization
As soon as payment for purchases is made, the system randomly creates a token (a special digital code). At the same time, the user’s personal information does not appear anywhere during the transaction.
Transaction confirmation using fingerprint
This or that payment transaction cannot go through without your fingerprint. So, even if the smartphone is lost, it will be impossible for the finder to pay for purchases from someone else’s smartphone.
Samsung KNOX
The security system inside the device is designed in such a way that it can prevent any third-party hacker attack. It continuously monitors smartphone vulnerabilities. Even if a smartphone can be infected with malware, the card data will be securely encrypted inside the Samsung KNOX container.
Over the past few years, residents of Russia have been able to use the Samsung Pay payment service. This system allows you to make payments using NFC contactless technology. You can pay with Samsung Pay not only for online purchases, but also for travel on public transport.
Where can I pay with Samsung Pay?
Typically, a user can pay for goods and services using such systems if NFC technology is supported. But in the case of Samsung Pay, you can transfer funds using regular payment terminals designed for bank cards. This significantly expands the capabilities of clients.
Terms of payment
Before paying with Samsung Pay, you need to connect to the system. And for this it is necessary to meet a number of conditions. This primarily applies to mobile phones. It must be issued by the appropriate manufacturer and support contactless payment technologies.
Currently, Samsung Pay is only available for the latest, more modern smartphone models. These include Samsung Galaxy A7, Samsung Galaxy A5, etc. The next condition is to install the appropriate application on your phone. But this is not enough to start using the service. You need to link your bank card from which payment will be made.
This can be done using the following instructions:
- Open the application and log in (enter your PIN code or place your finger on the scanner).
- Find the bank card symbol and click.
- You can enter your credit card details manually or take a photo of it on your phone. The system automatically recognizes the necessary information.
- Next, you need to agree to the terms of the service and the bank.
- To confirm registration, you must press the “SMS” button. After this, a code will be sent from the bank, which must be entered in the appropriate box.
- Then you should confirm the operation (use a PIN code, fingerprint scanner or stylus to enter a signature).
- Click "Done".
Help: according to the rules, a user can connect no more than 10 bank cards to one smartphone.
As for financial institutions, contactless payments are supported by all the largest banks in Russia. Therefore, the owner of a Samsung smartphone will not have problems with connection.
How to pay Samsung Pay online
Payment for goods via Samsung Pay on the Internet is carried out as follows:
- First, the user needs to select the service as the transfer method.
- Click "Pay with Samsung Pay".
- Enter your username and password to log into your system account.
- A request will be sent to the payer’s phone asking to confirm the transaction.
- Confirmation is carried out using a fingerprint scanner (or PIN code).
- After this, the required amount will be withdrawn from the bank card.
If you follow these instructions, the user will not have any problems with online payment.
Is it possible to pay with Samsung Pay for the metro?
Nowadays contactless payment for travel will not surprise anyone. This is convenient because you don’t have to wait in line. Just take out your phone and within a few seconds the payment will be made. The algorithm for paying for metro travel via Samsung Pay is as follows:
- You need to take out your smartphone and go to the turnstile.
- Launches the installed application.
- Bring the phone to a special device (reader).
The system automatically withdraws the required amount from the card to pay for the trip. After this, you can go through the turnstile. Using Samsung Pay, you can pay for the metro or other means of transport by purchasing a ticket at the ticket office.
Safety
Even advanced users are often wary of making payments using their mobile phones. The problem is that you need to provide personal data that is stored in a special application. But your phone could be stolen or your financial information could be accessed in other ways.
The fears of smartphone owners are not in vain, but the developers of Samsung Pay and other similar services guarantee the security of personal data.
There are three levels of protection for this:
- Replacement of real information. The program encrypts bank card data using a token - a special digital code. This is what the sender (Samsung Pay) and the recipient use. The real information remains hidden. Therefore, you should not worry that when making a payment, the seller will somehow find out your credit card details.
- KNOX security system. This is a Samsung system designed specifically to protect your phone from various viruses. There is no need to install it additionally, as it comes with the application. Interestingly, KNOX will check the phone before registering the card and if there is a suspicion of viruses, it will not be possible to enter credit card details. The same applies to situations where the owner has been using the service for a long time. Even one virus leads to blocking
- Authorization by fingerprint, iris or PIN code. If the smartphone ends up in the hands of an attacker, he will not be able to use the program. This means that all data will be safe. In this case, the weakest protection is provided by a PIN code, so you should enter a complex password or use several security methods.
You can pay for anything using contactless technologies. Simply bring your phone to the device and the transaction will be completed. And Samsung Pay can also be used to pay through a regular payment terminal for bank cards. Therefore, it is very easy for the owner to pay, for example, for purchases in supermarkets. You just need to make sure that there are enough funds on your bank card.
Contactless payment technologies based on NFC radio signals or magnetic fields have been working for several years. Another method of paying for goods is offered by Samsung Electronics together with Sberbank. The article covers the most frequently asked questions and answers about the Samsung Pay service in Sberbank.
How does Samsung Pay work?
Which Sberbank cards can be connected to Samsung Pay?
Samsung Pay supports the following Sberbank debit and credit cards:
Debit:
World MasterCard Elite Sberbank 1,
MasterCard World Black Edition Premier,
World MasterCard “Gold”,
MasterCard Platinum,
MasterCard Gold,
MasterCard Standard,
MasterCard Standard Contactless,
MasterCard Standard with individual design,
Youth card MasterCard Standard,
MasterCard Standard youth card with individual design.
Credit:
MasterCard Gold,
MasterCard Standard,
Youth card MasterCard Standard.
Video: How Samsung Pay works and why it is convenient:
How to connect to the Samsung Pay service?
Each owner compatible Galaxy smartphone can simply open the Samsung Pay application and enter your Samsung account information to gain access to all functions of the Samsung Pay service in Russia.
Where can I use Samsung?
You can pay for purchases through any payment terminals.
Do I need an internet connection to pay with Samsung Pay?
No, you do not need to connect to the Internet to pay for purchases in stores with Samsung Pay. Your device interacts with the terminal using NFC and MST contactless technologies.
Which Samsung Galaxy phones work with Samsung Pay?
Samsung Pay is available in Russia to users of the following Samsung Galaxy smartphone models:
Samsung Galaxy S7 (SM-G930F)
Samsung Galaxy S7 edge (SM-G935F)
Samsung Galaxy S6 edge+ (SM-G928F)
Samsung Galaxy Note5 (SM-N920C)
Samsung Galaxy A7 2016 (SM-A710F)
Samsung Galaxy A5 2016 (SM-A510F)
Samsung Galaxy S6 edge (G920F) - NFC only, see note below in the text.
Samsung Galaxy S6 (G925F) - NFC only, see note below in the text.
Samsung Galaxy A7 2017 (SM-A720F)
Samsung Galaxy A5 2017 (SM-A520F)
Samsung Galaxy A3 2017 (SM-A320F)
Since the Samsung Galaxy S6 smartphone model is not equipped with Samsung MST technology, payment for goods and services using the Galaxy S6 and S6 edge through the Samsung Pay service is only available at contactless payment terminals.
Samsung Galaxy S7 and S7 edge, Galaxy S6 edge+, Galaxy Note5 smartphones and Samsung mid-price smartphones Galaxy A5 (2016) / A7 (2016) support contactless payment and are compatible with chip or magnetic stripe payment terminals.
How much does it cost to use Samsung Pay?
Sberbank clients do not pay a commission for payments through the service - it is absolutely free.
How is the Samsung Pay service convenient for a Sberbank client?
Now you don’t have to worry that you left your wallet at home, or that your bank card might be stolen. To make a payment, you need the fingerprint of the smartphone owner and nothing more!
How is Samsung Pay device secure?
No data is stored on your smartphone; only a so-called token is stored there - a special key or payment system. Even intercepting this token prevents fraudsters from obtaining any information about the card.
Benefits of Samsung Pay
Head of Samsung Mobile in Russia Arkady Graf:
“We are confident that Sberbank clients can appreciate the benefits of the Samsung Pay payment service; it is simple, secure and universal.”
There are more than one and a half million payment terminals in Russia, but only 20,000 support the NFC service. that is, they all work with standard magnetic plastic cards.
The Samsung Pay service supports both types of payment terminals thanks to MST technology. This means that you can pay anywhere except for devices with an old software version.
Samsung Pay allows you to pay for purchases using magnetic secure transfer, so Samsung Pay works on any terminal.
Samsung Pay allows you to pay for purchases using magnetic secure transfer, so Samsung Pay works on any terminal.
Samsung Pay is safe: During payment, a token is used instead of a card number - your data is securely encrypted
Samsung Pay is accepted everywhere: it can be used to pay in any place where bank cards are accepted
Instructions for working with Samsung Pay
- Open the Samsung Pay application, press the start button, select the identification method: fingerprint or digital pin code.
- Add your card details, accept the agreement with Sberbank policy and Samsung rules. Well, click SMS to confirm your registration in the system.
- Enter the received code in the Special field and add your signature. Stylus or finger.
- You can add the map to your favorites. There is a limit of 10 bank cards on one smartphone.
How to pay for a purchase in a store using Samsung Pay?
Launch the Samsung Pay app using any of the following methods:
moving from bottom to top on the locked screen,
moving from bottom to top on an inactive screen,
moving from bottom to top on the home screen,
or tap the Samsung Pay icon on the screen.
- On the screen of your Samsung smartphone you will see your cards connected to the Samsung Pay service. Select the card you will use to pay. Log in using your fingerprint by placing your finger on the scanner, or enter your application password (PIN).
- Bring your Samsung smartphone to the payment terminal. If the cashier asks you to enter a PIN code, enter the PIN code of your plastic bank card, and if the cashier asks you to sign, put your signature.
- You will receive a receipt as if you paid with a regular card. And an SMS notification about the completed transaction will be sent to your phone number.
Attention! Keep your password secret and don't let anyone, even your family members, register your fingerprints with your Samsung Pay device.
